Repo Rate
1. RBI has cut the Repo rate twice in 2025 by 25 basis points each, bringing it down to 6%.
2. Home loan EMIs are expected to drop, especially for those with floating-rate loans, as lenders begin to pass on the benefits.
3. RBI’s monetary policy stance has shifted from neutral to accommodative, signaling the possibility of more rate cuts and further reduction in home loan interest rates.
