Top 5 Benefits of Yes Bank Rupay Credit Card

Written by Sravan

Published on:

What Benefits do you get from Yes Bank Rupay Credit Card?
Let me go through the Top 5 benefits offered by Yes Bank Rupay Credit Card [Incl. My Analysis]

With this Rupay Credit Card, the cardholder can make UPI Payments.

ICICI Rupay Credit Card Reward Points
Credit Card Reward Points

via GIPHY

via GIPHY

via GIPHY

For this Rupay Credit card, All Master or Visa card network cardholders of Yes Bank are eligible, if you want to apply for this credit card, then, you can go with the above-mentioned 2 benefits only and the rest are just namesake.

1. What is a RuPay credit card?

A RuPay credit card is a contactless option that provides a secure and cost-effective alternative to global card networks such as Visa and Mastercard. These cards can be utilized for online shopping, in-store purchases at point-of-sale (POS) terminals, and ATM withdrawals. RuPay cards are widely accepted across most POS systems, online platforms, and ATMs throughout India, and they can also be used internationally due to a partnership with Discover Financial Services.

2. YES BANK RuPay Credit Card annual fee?

If you want to continue using this Rupay Credit Card from the second year onwards, then, you are not liable to pay any Renewal fees. i.e. Zero Renewal Fee

3. YES Bank RuPay Credit Card lifetime free?

The Yes Bank Rupay Credit Card comes with Zero Joining fees. i.e. Free for the first year i.e. you are not required to pay card joining charges.

4. Can I Link Phonepe in Yes Bank Rupay Credit Card?

As a Yes Bank Rupay Credit Card is a Visa Credit Card, the cardholder can link this credit card to their PhonePe.

5. Is the Yes Bank Rupay Credit Card a contactless card?

The Yes Bank Rupay Credit Card comes with Contactless technology.
In India, you can make payment using this credit card at the Point of Sale (POS) Machine for a Maximum Payment of Rs.5,000/- per transaction without entering the PIN.
If you want to make a payment of more than Rs.5,000/-, then, this card holder should input the Credit card PIN to complete the payment.

6. Can we use the Yes Bank Rupay Credit Card in petrol pump?

The Yes Bank Rupay Credit Card customers can fuel their vehicles at fuel stations. Whenever you pay with your Rupay Credit card, you should be liable to pay a Fuel Surcharge i.e. around 1-3% of fuel cost. However, with this Yes Bank Rupay Credit card, you will be eligible for a 1% Fuel Surcharge waiver.

7. Does the Yes Bank Rupay Credit Card have a Fuel Surcharge Waiver?

The Yes Bank Rupay Credit Card offers a Fuel Surcharge Waiver. If you spend Petrol/Diesel between Rs.400-Rs.5,000/- in any fuel station in the country, then you will be eligible for a 1% Fuel Surcharge waiver with a Maximum of Rs.150/- per statement cycle.

8. Yes Bank Rupay Credit Card reward points value

1 Reward Point worth of Yes Bank Rupay Credit Card is not mentioned by Axis Bank. But you can consider it as Rs.0.25 paisa by comparing the other Yes Bank credit cards.

Author is a Qualified CMA with rich industry experience for more than 6 years. He is an All India Ranker (AIR-101) in CMA and also a Semi-Qualified Chartered Accountant having a quite good experience in teaching the subjects of Accounting and Costing to the commerce aspirants.

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